SSL stands for Secure Socket Layer. What it does is encrypt data when it travels from your computer to another across the Internet. SSL will enable a customer’s browser to connect to your website and transparently negotiate a secure communication channel. Once this connection has been made information, like credit card numbers, can be exchanged securely.
SSL does not include software to process credit card transactions. Although you can securely receive credit card information through SSL, actual processing of the credit card will require a “Merchant Account” from an accredited financial institution.